Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona


Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.


Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.


Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.


Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.


A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.


Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.


The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.


Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

Sant Andreu to get 135 sustainable quick-build public homes on the site of the former barracks

09/06/2021 - 14:49

Housing. The two blocks will be the first to use industrialised construction techniques after the APROP homes.

The project has been awarded for two new public blocks of rental housing on the site of the former barracks in Sant Andreu. The homes will be constructed using an industrialised technique which reduces building times and the environmental impact. Between them, the two blocks should provide new homes for nearly 340 people.

The Municipal Institute for Housing and Renovation (IMHAB) has awarded the project to VIAS, Dataae + J.R. Pascuets + M. Gonzàlez. The development is worth 11.7 million euros and should be completed in two years, with industrialised techniques used to prefabricate and mass produce various elements to be assembled on-site. The new homes will be the first of their kind to be built in the city after the APROP local housing solution based on reusing shipping containers.

In this case, two new developments at the Casernes de Sant Andreu site will use prefabricated wooden structures. The project is for well-insulated spaces with a high level of solar control to prevent overheating in the summer, with cross-ventilation as a passive cooling system to help with energy savings in the winter.

Homes with social rents for young people

Building A will be located at C/ Víctor Colomer, 6-12, and have two different heights of five and ten floors respectively, forming an L-shaped façade. The project is for 79 homes with social rents, providing housing for some 200 people.

Building J will be located at C/ Fernando Pessoa, 53-57, with a ground floor and five upper floors. The project for this building is for 56 homes with rents for young people, providing housing for some 140 people.


Share this content