Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona


Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.


Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.


Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.


Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.


A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.


Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.


The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.


Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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  • Housing adapted to all needs

    Elderly people have been one of the groups that have received the most attention from the Barcelona City Council when it comes to expanding the city's public housing stock. Beyond being able to access economically viable housing, they must be properly conditioned and adapted to their needs. And this is precisely what the city council has been working on in recent years, with numerous housing developments built with services for the elderly and distributed throughout the different districts of the city.

    This is social housing for protected rent, municipally owned, aimed at people over 65 years of age, autonomous, and who do not have their own home or, if they do, it is not accessible. The people who end up being awarded have the right to use them for the rest of their lives, paying a rent that is established according to the income of each person.

    Currently, there are 1,433 dwellings distributed in 24 developments and located in different districts, with Sant Martí (five developments), Ciutat Vella (four) and Nou Barris (four) being the most prominent. Behind them, the districts of Sants-Montjuic, Eixample, Horta-Guinardó and Sant Andreu have two developments each, while Les Corts, Gràcia and Sarrià-Sant Gervasi have one each.

    But beyond those already built, there are some 500 homes in the pipeline, distributed in six developments to be located in the districts of Eixample (one development), Sant Martí (two developments), Sant Andreu (two developments) and Gràcia (one development).

    In addition to the approximately 1,500 existing housing units with services, housing units from old developments that are becoming vacant and that are being re-allotted through the waiting lists of the new calls for applications are also taken into account.

    The particularities of these housing units with services for the elderly, as well as the requirements for participation in the calls for applications and the access and registration process can be consulted in the drop-down menu below.

    Characteristics of the dwellings

    Housing with services for the elderly is affordable public rental apartments designed especially for people over 65 years of age. They are adapted, safe, comfortable, integrated into the community, and have complementary services that help users live their daily lives independently.

    In addition, they seek to improve the living conditions of elderly people with poor housing conditions, in addition to delaying as much as possible the residential entry of users through the support provided to the household or the person in question.

    The apartments have a floor area of approximately 40 m², and consist of a bedroom, a living room, a kitchen, and an adapted bathroom, as well as communal spaces, such as multipurpose rooms. In addition, a significant percentage of the apartments are adapted for wheelchair users.

    Specifically, all of them have:

    • Bathrooms with a floor-level shower for easy access and to prevent falls
    • Sockets located at a convenient height
    • Centralized alarm in the bathroom and bedroom to alert in the event of an accident
    • Telecare
    • Concierge
    • Personal and social support
    • House and common areas cleaning service
    • Laundry service 
    • Small maintenance

    How to access housing (Applicants Register)

    Registration in the Registry of Applicants for subsidized housing in Barcelona (HPO) is the fundamental and essential step that must be taken by all citizens interested in obtaining subsidized housing. It is the only valid official registry to apply for subsidized housing in the city.

    The registration can be done individually, or on behalf of several people, if you form a cohabitation unit. There are three ways to do it:

    • By internet, through the official website of the applicant's registry
    • By telephone, by calling 010, where an agent will formalize your application for registration
    • In person, at a housing office. It is necessary to make an appointment by calling 010.

    Registration can be carried out at any time of the year, through the two channels mentioned above. And, above all, it is important to remember that it has to be renewed every year since it is valid for one year.

    The specific documentation required for registration, as well as other information of interest, can be consulted on the registration page.

    Once you are registered in the registry, you can access the open calls by the City Council, and opt for housing with services for the elderly.

    Housing access requirements

    To be eligible for housing with services for the elderly, some requirements must be met:

    1. Be registered in the Registry of Applicants for Housing with Official Protection of Barcelona (HPO) and be registered in Barcelona.
    2. Be of a family composition (cohabitation unit) of one or two people (maximum) 65 years of age or older.
    3. Enjoy personal conditions that guarantee to be able to lead an autonomous life.
    4. Not owning a dwelling. Except non-accessible housing with architectural barriers and provided that these are included in the Rental Housing Stock.
    5. Have an annual income equal to or less than 2.5 times the IPREM depending on the number of members.

    Promotions with services for elderly people in Barcelona

    Current developments

    Between the different districts of Barcelona, there are currently 1,433 housing units with services for the elderly, distributed as follows:

    Les Corts:  1. Montnegre

    Sants - Montjuïc:  2. Gran Via  |  3. Bronze Coure

    Ciutat Vella:  4. Sta. Caterina  |  5. Barceloneta   6. Reina Amàlia I   7. Reina Amàlia II 

    Eixample:  8. Alí Bei  |  9. Campo Sagrado

    Gràcia:  10. Cibeles

    Sarrià - Sant Gervasi:  11. Quatre Camins

    Sant Martí:  12. Glòries I-II   13. Camí Antic de València  |  14. Pere IV  |  15. Concili de Trento I   16. Concili de Trento II   17. Puigcerdà-Maresme

    Nou Barris:  18. Favència I  |  19. Favència II  |  20. Torre Júlia   21. Urrutia

    Horta - Guinardó:  22. Can Travi  |  23. Marina

    Sant Andreu:  24. Navas de Tolosa   25. Joan Torras


    Future developments

    In addition, there are up to 425 homes in the pipeline corresponding to five developments that will come to light in the next few years:

    Eixample:  1. Germanetes GG (47 apartments)

    Sant Martí:  2. Veneçuela (60 apartments)

    Sant Andreu:  3. Casernes de Sant Andreu (152 apartments)  |  4. Porta Trinitat Vella (85 apartments)

    Gràcia:  5. Antiga Quirón (83 apartments)