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Housing Glossary

You will find information here on all topics relating to housing in Barcelona


Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.


Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.


Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.


Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.


A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.


Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.


The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.


Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

Allocation of 41 Social Rental Housing Units in Barcelona Determined by Lottery

20/09/2023 - 11:01

Housing. A lottery has determined the recipients of around forty housing units from the 'Porta Trinitat,' 'Ciutat de Granada 95-97,' and 'Veneçuela 96-106' developments.

The Barcelona City Council, through the Municipal Institute of Housing and Renovation (IMHAB), conducted a lottery on Monday, September 18th, to determine the individuals or households who would benefit from one of the 41 officially protected social rental housing units located in Barcelona and included in the call.

The forty units belong to Group B of the allocation call for the ‘Porta Trinitat’, ‘Ciutat de Granada 95-97’, and ‘Veneçuela 96-106’ developments and are part of the total of 145 units in the call. In addition, alongside Group B, 104 units are corresponding to Group A. The units in this group are intended for individuals or households with annual incomes between €4,500 and €11,800, while those in Group B have annual incomes between €11,801 and €23,600.

Among the 41 homes in Group B that were drawn, ten have one bedroom, twenty-five have two bedrooms, four have three bedrooms, and two are adapted housing units for people with reduced mobility, with one and two bedrooms respectively.

After the finalization of the definitive lists of applicants who met all the common and specific requirements established in the regulatory framework and were eligible for the housing units, a lottery conducted by a notary at the IMHAB headquarters determined the selected individuals. In total, 16 separate lotteries were held, each corresponding to a definitive list of applicants. 

The lists include housing units with one, two, or three bedrooms, adapted housing units, units for individuals under 35 years old, units for single-parent families, and units for the general contingent. Both the prior random assignment of participation numbers in the lottery and the number extraction process follow a computerized procedure endorsed by the Expertise Commission of the Official College of Computer Engineering of Catalonia.

The developments in question correspond to ‘Porta Trinitat‘, located at Carretera de Ribes, 55-61 (Sant Andreu), with 15 housing units to be allocated; ‘Ciutat de Granada‘, located at c. Ciutat de Granada, 95-97 (Sant Martí), with 5 housing units; and ‘Veneçuela‘, located at c. Veneçuela, 96-106 (Sant Martí), with 21 housing units. Out of a total of 41 units in the lottery, those reserved for the general contingent predominate (13), followed by those reserved for individuals under 35 years of age (12) and those reserved for territorial allocation (11).

​​The housing units, designated for social rental and intended for permanent and habitual residence, are targeted at economically disadvantaged groups. Therefore, the rent amount for these units will be calculated based on the income of the recipient individual or household. The contracts, governed by the LAU and regulations for officially protected housing, will be signed for a minimum duration of seven years.

Below, you can review the regulatory framework for this process, which includes both common and specific requirements of the call, as well as details regarding the lottery procedure, housing allocation, and the formalization of the lease agreement, among other pertinent information.

Regulatory bases