Everything you need to know to take part in the draw for 64 affordable and social rental homes in Nou Barris

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Housing. The City Council has published the call for applications for the allocation of a new housing development in the Trinitat Nova neighbourhood. The application period is open until 21 October 2025 at 2:30 p.m.

The Barcelona City Council, through the Barcelona Housing Consortium, has launched the allocation process for 64 officially protected homes in the Trinitat Nova UA3 Bloc E development, located at Plaça del Centre de Vida Comunitària, 4-8, in the district of Nou Barris. Allocation will be made by lottery among applicants who meet the eligibility criteria. Below is everything you need to know to participate:

1. What is this housing development?

The development includes 64 homes, divided into two calls:
• Affordable rent: 44 homes
• Social rent: 20 homes

Each call reserves a number of homes for specific profiles, such as people under 35, single-parent families, people requiring adapted housing, and territorial quotas, in addition to the general pool.

2. What are the general requirements to participate?

To be eligible for the homes, you must:
• Be registered in the Official Register of Applicants for Protected Housing in Barcelona before 6 October 2025 (inclusive).
• Be officially resident (empadronat) in Barcelona for at least one continuous year as of 6 October 2025.
• Not own any property.
• Submit your application before 21 October 2025 at 2:30 p.m.

3. What are the specific requirements for each call?

Affordable rent:
• Household size: 1 to 5 members (depending on reservation type).
• Minimum income: €16,000 (1 member) to €20,000 (2–5 members).
• Maximum income: below 5 times the weighted IRSC (2024) — between €62,279.47 and €69,199.41, depending on household size.

Social rent:
• Household size: 2 to 5 members (with specific reservations).
• Minimum income: €4,000 per year.
• Maximum income: below 1.8713 times the weighted IRSC (2024) — between €24,029.60 and €25,898.57.

4. How and when to submit your application

Applications can be submitted until 21 October 2025 at 2:30 p.m. through the Official Register of Applicants for Protected Housing in Barcelona website:
• Trinitat Nova UA3 Bloc E – Affordable Rent
• Trinitat Nova UA3 Bloc E – Social Rent

You may submit one application for each call, provided you meet the requirements. Once the application is submitted, you will receive a confirmation email.

5. How can I check if I’m eligible?

You can check whether you appear in the participation lists for each call on the Register’s website.
Applicants who meet the requirements will also receive an SMS with a direct link to the application form.
If you apply for both calls, you will receive two SMS messages and appear twice in the listings.

6. What if I don’t appear on the list or don’t receive the SMS?

Applicants who do not appear in the provisional lists will not participate in the draw, likely due to non-compliance with one or more requirements.
If you disagree, you can submit a claim during the open period via the form available on the Register’s website, attaching supporting documentation.
The provisional lists of admitted and excluded applicants will also be published on the same website.

7. Can single-person households participate?

Single-person households can only participate in the affordable rent call.

8. When will the provisional lists of admitted applicants be published?

The provisional lists of admitted and excluded applicants for both calls will be published at the end of October.
The following day, the claim period will open.