11 plots allocated to build 594 affordable rental homes

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Housing. The housing will be built in the districts of Sants-Montjuïc and Sant Martí.

The Ajuntament de Barcelona and Generalitat de Catalunya have signed a surface rights agreement for 11 plots of land in the Sant Martí and Sants-Montjuïc districts, with the aim of constructing 594 new affordable homes across the city. In addition, the winners of the tenders for seven of the nine planned developments have been announced, which will provide 433 homes with an estimated budget of around 81 million euros.

The transfer of these 11 plots marks the first phase of the HabitarB! programme, a cooperation agreement between the Ajuntament de Barcelona and the Generalitat de Catalunya. The programme aims to develop 1,700 homes throughout the city using an inclusive and sustainable construction model. Under the agreement, the Ajuntament is granting surface rights to the Generalitat for a period of 75 years. The Catalan Land Institute (Incasòl) is set to invest 221 million euros in the programme.

Seven winning teams, nine new developments and 433 homes

A jury made up of representatives from the Ajuntament de Barcelona, the COAC, the Catalan Housing Agency, and Incasòl reviewed the 277 bids submitted in the initial tenders. After several rounds of evaluation, seven winning teams were selected to design a total of 433 social housing units in the districts of Sant Martí and Sants-Montjuïc. The remaining two architecture tenders will be decided in the coming months.

The winning teams are:

Sants-Montjuïc district

Carrer de Binèfar, 30–40: 211 homes – Lluís Jubert_Taller Arquitectura_ V architects
Carrer de Miquel Porter i Moix, 16: 72 homes; and Carrer de Miquel Porter i Moix, 17: 14 homes – UTE Obra Miquel Porter i Moix (Jaume Alcover and Vivas Arquitectos)
Carrer del Doctor Trueta, 130–134: 24 homes – UTE Botet Botet Oliver Savoya
Carrer del Doctor Trueta, 187–189: 31 homes – UTE Javier Gavín Balda and José Francisco Bergua Orduna

Sant Martí district

Carrer del Marroc, 124–126: 21 homes – UTE Terré Vidal (Pau Vidal and Yaiza Terré Alonso)
Carrer d’Àvila, 96–100: 34 homes; and Carrer de Pere IV, 113: 8 homes – Pablo Roel Herranz
Carrer de Sancho de Àvila, 50: 18 homes – BOGOM ARQUITECTURA SL

Construction of the nine developments is expected to begin in the first quarter of 2027 and conclude by the second quarter of 2029, with Incasòl investing over 81 million euros in the project.