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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

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Work tendered for 64 public homes in Fort Pienc, where a new CAP is also planned

29/05/2025 - 17:02

Housing. The block will have an overall built area of 9,465,21 m2, including 2,651,35 m2 for the CAP, and will be distributed into a basement, a ground floor and six upper floors.

Construction work has been tendered for a block of 64 rental homes with services at Gran Via de les Corts Catalanes with Carrer Nàpols. The building will include a new Primary Healthcare Centre (CAP) in Fort Pienc, responding to a long-standing demand from local people. Work is expected to start at the end of this year and last until the first half of 2028.

Located at Gran Via de ls Corts Catalanes, 724-726, the building will be designed by the team of architects Fabregat & Fabregat Arqtes. Abellán i Monago (UTE Gran Via) using industrialised elements in the structure and the façade to reduce the construction time and allow for the introduction of materials with a low environmental impact in the manufacturing process. As for the medical centre, the work for this will be tendered by BIMSA.

The block will have an overall built surface of 9,465,21 m2, including 2,651,35 m2 for the CAP, with the building distributed into a basement, a ground floor and six upper floors. The block will be distributed into two parts: the Primary Healthcare Centre and the homes with services. The former will be housed on the ground floor, a mezzanine floor and part of the first floor and the basement. The rest of the first floor and the other five upper floors will house the 64 homes. The block will have 8 parking places.

The floors with homes will be organised by volume around a large inner yard connecting walkways to the homes, creating a large open-plan communal space with ventilation and natural light. All the homes will have two bedrooms, 51 of them with two doubles and 13 with a double and a single. They will also have cross-ventilation and exterior balconies or terraces.

Boost for industrialised building

Barcelona City Council continues to back industrialised public housing to increase the city’s protected housing stock. In this case, the structure of the building will use concrete in the basement and in the floors housing the CAP, along with a prefabricated system for the housing floors. This prefabricated system uses precast concrete slabs and a vertical wall structure made with cross-laminated wood.

Enlargement of the public housing stock

Efforts are being made to enlarge the pool of protected public housing in the city as part of the Pla Viure. In the specific case of L’Eixample, April saw 47 flats with services for the elderly handed over at the Illa Germanetes. May brought the draw for the housing at the Illa Glòries (the largest project for protected public housing, with 238 homes), the announcement of a purchase exercising the right to first refusal to acquire a building with ten homes in C/ València, in the Sagrada Família neighbourhood, and the competition tendered to draft the project to build 54 homes with services at the former Teatre Talia, in the neighbourhood of Sant Antoni.