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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

Vall d’Hebrón temporary hospital providing care for 132 Covid-19 patients

29/03/2020 - 16:06

COVID-19. The centre is the first of four to be converted into a temporary hospital to prevent the city’s medical facilities from being overwhelmed.

Two areas inside the Olímpics Vall d’Hebron municipal sports centre have now been converted to provide care for 132 non-critical Covid-19 patients, referred there from the Hospital de la Vall d'Hebrón. The centre is the first of four such facilities to be put into operation. It will be followed by the CEM Guinardó, to take patients from the Hospital de Sant Pau as from Thursday, and the Claror Marítim, to take patients from the Hospital del Mar from this weekend.

The first temporary hospital, set up inside the CEM Olímpics, is now operating at 100% of its capacity and providing care for a total of 132 patients. The centre already had 22 patients before taking on the rest. The centre houses non-critical patients, who are cared for using the same hospital equipment (oxygen, x-rays, blood testing material etc.) and by the same staff from the Hospital de la Vall d’Hebrón. Patients are referred to the centre from the A&E service at the hospital or from its wards.

The Hospital Universitari Vall d’Hebron has created special Covid teams to care for patients affected by the illness, made up of doctors, nursing staff, auxiliaries and other professionals.

Municipal services have been made available to the Barcelona Health Consortium to enable the temporary centres to be set up.

Three more temporary hospitals to start operating soon

The other three facilities being converted into temporary hospitals are two sports centres, which will be operative this week and provide support for the Hospital del Mar and the Hospital de Sant Pau, and the Hotel Catalonia Plaza, providing support for the Hospital Clínic. The Barcelona Fire Service, with collaboration from Metges sense Fronteres, are still working to get the centres operative as soon as possible.

The goal is to be able to treat up to 600 patients in these centres, helping to prevent Barcelona’s main hospitals from being overwhelmed. A municipal technical office is coordinating logistics and material to enable the centres to operate as medical facilities, while the Government of Catalonia’s Ministry of Health is to provide the health staff and care criteria.

At the same time, information systems teams from the hospitals, the Municipal IT Institute and the Government of Catalonia’s Telecommunications and Information Technology Centre (CTTI) are working to ensure the four centres can connect to be able to consult patients’ medical files and that patients can access public wi-fi.

Support for the city’s healthcare system

The operation, entitled Pavelló Salut, comes in addition to the various initiatives to provide extra support for the city’s medical facilities. These include Hotel Salut, an initiative by the city’s hotel guild offering over 200 rooms for patients with minor symptoms or no symptoms, as well as autonomous patients or those who can’t self-isolate at home.

Hotel Salut ensures people are able to self-isolate and takes the strain off hospitals and centres offering intermediate care.

 

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