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Housing Glossary

You will find information here on all topics relating to housing in Barcelona


Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.


Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.


Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.


Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.


A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.


Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.


The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.


Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

First invitation to tender for a housing block on the Casernes de Sant Andreu site

13/12/2019 - 17:18

Housing. The development offers 152 flats with services for the elderly, along with ground floor premises for the Jaume Olle youth centre.

The Municipal Institute of Housing and Renovation (IMHAB) is inviting tenders for the construction of a block of adapted flats for the elderly on the site of the former barracks known as the Casernes de Sant Andreu. The project for 152 flats and ground floor premises will include an annex for the youth centre Espai Jove Jaume Olle. Two other blocks of over 144 publicly owned flats will also go on the site and will be put out to tender in the first quarter of 2020.

Thirteen years after the first agreements and municipal commitments over the future of the former barracks in Sant Andreu, work on the first public homes and facilities will now be a reality, with building C. The block will go on the part of the site along the future street of C/ Antoni Santiburco, between Pg. Torres i Bages and the park of the same name.

The project is by the architect Josep Llinàs and consists of 152 homes with services for senior citizens and premises of 1,200 square metres for the Jaume Olle youth centre, the first victim of the Spanish Civil War in Sant Andreu de Palomar. The centre has been designed with the participation of young people from the local neighbourhoods ofSant Andreu, Trinitat Vella and Baró de Viver.  The timetable is for work to start in June 2020 and conclude before 2022.

Two blocks with 144 publicly owned homes

The work on building C will not be the only development as preparations are under way to tender two more blocks of public housing on the site, which will be speeded up in the first quarter of 2020. Building A will have 84 flats with social rents and be located in C/ Víctor Colomer, while building J will be located in C/ Fernando Pessoa and have 60 rental flats for young people.

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